How much money should a Christian give away?

Some Bible teachers argue that we are obligated to give God a tenth, a tithe of our income. These teachers say that Christians should give that much away. They may give more; above that is voluntary.

In this present series – Where Do You Find Identity, Security, and Joy? A Scriptural Understanding of Money, Giving, and Material Possessions – we’ve seen that biblical teaching on money goes far beyond the percentage of our income that we give away. Indeed, we’ve noted several times that we can give away 100% of our income and assets and still be disobedient:

If I give away all I have, and if I deliver up my body to be burned, but have not love, I gain nothing. (1 Corinthians 13:3)

So surely we can give away 10% of our income and be disobedient.

Consider in this regard the rich young ruler, in the story told in Mark 10 as well as in other gospels. He runs up to Jesus and asks. “What must I do to inherit eternal life?” Jesus says he lacks one thing: He is to go, sell all his assets, give the proceeds to the poor, and come, follow Him.

And the rich young ruler walks away.

This man was outwardly following all the Old Testament Law. He certainly was tithing. He probably was giving away 25% or more of his income. And yet he valued his possessions more than he valued Jesus, more than he valued eternal life.

Thus, the answer to the question, “How much should a Christian give away?” has to be more complex, more nuanced, than “10% of his income.” If that’s the teaching you hear, it’s easy to give a tithe, and think, “I’m ok with God now – I’ve fulfilled my obligation,” when all the time you’re just like the rich young ruler, with a wrong attitude toward your possessions.

So let’s turn again to 2 Corinthians 8 and 9 to learn more about true Christian giving. We’ll first review what we’ve already learned from this passage, then highlight five additional lessons from 2 Corinthians 8:10-9:15, and finally discuss how to become a true Christian giver.

True Christian Giving: A Review of Earlier Lessons

We first looked at this passage in a sermon on contentment. 2 Corinthians 9:8 includes the phrase, “having all sufficiency in all things at all times.” The Greek word translated “sufficiency” actually implies an inner attitude of contentment: knowing that however much or little you may have, you have enough. You can be content.

If we know our identity as Christians – children of God, adopted into His intimate family, heirs of God; if we know that He will never leave us nor forsake us, that the sovereign, loving God will hold us secure in His hands;  if we see Him as the greatest joy, and thus see that nothing can ever take away our supreme joy – then we are content. Then we are satisfied. Then our circumstances do not determine our attitude.

In our second look at this passage, we focused on the word translated “generosity.” We saw that the word focuses not primarily on the amount given, but on the inner attitude that motivates the giving. That inner attitude is one of sincere concern or love.

The Macedonians exemplify this attitude:

For in a severe test of affliction, their abundance of joy and their extreme poverty have overflowed in a wealth of generosity (sincere concern) on their part.  For they gave according to their means, as I can testify, and beyond their means, of their own accord,  begging us earnestly for the favor of taking part in the relief of the saints–  and this, not as we expected, but they gave themselves first to the Lord and then by the will of God to us. (2 Corinthians 8:2-5)

What is the main motive for this type of generosity, this type of sincere concern?

  • The main motive is not gratefulness to God
  • The main motive is not to do some great work for God
  • The main motive is not to build up an institution
  • The main motive is not to get recognition, such has having a building named after you
  • The main motive is not that you will receive more money in return

The main motive is joy in God – the Macedonians gave out of their joy, after giving themselves to God, after receiving His grace.

In giving, we are displaying the gracious character of God that we have as His children.

Just like the Macedonians, we are to cultivate such joy, we are to beg for such sincere concern for others, to beg for the privilege of giving.

Then, we saw in chapter 9 three results from this sincere concern:

  • It leads to thanksgiving to God – not primarily thanksgiving to us
  • It leads the Jewish recipients to glorify God, as they see that these Gentiles are truly believers in Jesus, are truly their brothers and sisters, in partnership with them
  • It leads to love from the church in Jerusalem toward the givers. This is the currency that the givers receive in return.

Thus, money is the vehicle used for the gift, but money is secondary to all that is going on. The Macedonians and Corinthians are not thinking, “Ok, I need to give certain percentage of my income – now, what will I do with it?” Instead, their giving is the result of having their hearts transformed by God. Their identity, security, and joy are in Him. They are content in Him. And so they delight to live to His glory – whatever that may entail.

In the most recent sermon that considered this passage, we looked at 2 Corinthians 8:1-9. We emphasized again that

1)      True Christian giving results from the overflow of joy in God

2)      True Christian giving is motivated by sincere concern/love

Then we added:

3)      True Christian giving results from grace given by God

4)      True Christian giving begins not with giving money but by giving yourself to God

5)      True Christian giving results from taking on the character of Jesus

Because Jesus was rich in his relationship to the Father, He made Himself poor in His becoming man, in His suffering, so that we through that poverty might become rich in relationship to the Father.

We are to be like that: Knowing we have relational riches in being loved by God, being in His family, being secure in Him, we give out of that abundance, out of sincere concern for others.

So, true Christian giving is not an obligation you have to an institution. It is not a requirement you have to fulfill in order to maintain membership. It is not even primarily a budgeting decision.

Rather, as Romans 8:29 says, if you are in Christ, God predestined you to be conformed to the image of His Son. True Christian giving is a result of that work – the result of a life transformed by God, a life conformed to the image of Christ, so that He might be the firstborn among many brothers.

Five Further Lessons from 2 Corinthians 8:10-9:15

These five lessons flow directly out of what we’ve already discussed:

1) True Christian Giving is Individual

That is: No one pattern will hold for everyone. Look first at a phrase in 2 Corinthians 9:7: “Each one must give as he has decided in his heart.” That necessarily implies a difference among the Corinthians both in the amount they give and in the percentage they give. All biblical giving will be the result of God’s grace – but that grace will manifest itself in different ways. God’s grace led the Macedonians to give way beyond their means, beyond what Paul had any reason to expect (8:3). But Paul doesn’t expect the Corinthians to do the same. As he says in verse 12:

For if the readiness is there, it is acceptable according to what a person has, not according to what he does not have.

Because of this verse, some teachers, including me in the past, have said giving is to be proportionate to our income. I no longer think that’s the most accurate word to use. Paul is not telling the Corinthians to give the same proportion of their income as the Macedonians gave. Instead, they are to consider the generous giving of others, including the Macedonians, and use that to inspire them, to help them imagine what God might do. But they are not competing with the Macedonians to see who can give the most. Rather, they are to follow the Macedonians’ example of Christlikeness, not necessarily their example in terms of the proportion of their income they gave.

If we have sincere concern, if we are giving out of joy in God, if we are giving like Jesus – then we will give generously, and our giving will be biblical. We should expect that such biblical giving will manifest itself differently in different churches, and in different individuals.

So true Christian giving is individual. There is no set amount, no set percentage, that will characterize all Christian giving.

2) True Christian Giving is handled with honor in the sight of men

In 2 Corinthians 8:19-21 Paul describes his plans for taking the gift to Jerusalem. Paul is careful not even to give the appearance of impropriety. He arranges matters so that no one could possibly accuse him of absconding with the money, or misusing it for personal gain. He says, “We aim at what is honorable not only in the Lord’s sight but also in the sight of man” (2 Corinthians 8:21).

We well know that money can cause divisions in the church. We know that money has often been misused by churches and pastors. We must handle it carefully, and have procedures and mechanisms in place that make clear to any observer that the money given to the church is used appropriately.

3) True Christian Giving is not forced

Paul writes:

So I thought it necessary to urge the brothers to go on ahead to you and arrange in advance for the gift you have promised, so that it may be ready as a willing gift, not as an exaction. (2 Corinthians 9:5)

Where the ESV has “not as an exaction,” the NET reads “[not] something you feel forced to do,” and the Holman Christian Standard reads “not an extortion.”

Note that Paul asks for all the money to be collected before he arrives. This is exactly the opposite of how many churches and parachurch organizations in the US tend to raise money. We often bring in a well-known person to draw a crowd and raise a lot of money. But Paul implies that he will not operate in that way. It seems he thinks his presence could be seen as forcing people, embarrassing people into giving, and he doesn’t want people giving out of that wrong motivation.

Verse 7 elaborates on the idea. We are not to give reluctantly (or, in other translations, “grudgingly,” “under compulsion,” “out of necessity”). Thus, we are not to raise money by manipulating emotions, or by promising financial returns, or by shaming people into giving, or by highlighting tax advantages. True Christian giving is never forced, in any sense.

4) The True Christian Giver gives blessings

We have to delve a bit into translation to see this point.

In 2 Corinthians 9:5, the word translated “willing gift” is the normal word for “blessing.” Then in the next verse, Paul uses the same word again in the plural. The ESV here translates it “bountifully.” The translators use that word because Paul is drawing a contrast with giving “sparingly.” But the English reader then misses both the link with verse 5 and the connotation of the gift as a blessing from God. As we saw in the previous sermon in this series, in this passage Paul emphasizes again and again the different currencies of giving and receiving. The primary currency here is blessings.

So let’s re-read verses 5 and 6, using “bountiful blessing” for this Greek word:

So I thought it necessary to urge the brothers to go on ahead to you and arrange in advance for the bountiful blessing you have promised, so that it may be ready as a bountiful blessing, not as an extortion. The point is this: Whoever sows sparingly will also reap sparingly, and whoever sows with bountiful blessings will also reap with bountiful blessings.

The Apostle says: God has given you a grant to be used for His glory. You are to be a conduit of God’s blessing to others. You are to be a means God uses to bless others. If you are not sowing blessings from God, you will reap no blessings of joy, of love, and of prayers on your behalf.

The true Christian giver gives (and receives) blessings.

5) The True Christian Giver is cheerful

The rest of chapter 9 elaborates on and supports this idea.

We could infer that we should be cheerful givers from the first few verses of chapter 8: If the Macedonians are giving out of their overflow of joy in God, if they beg Paul for the privilege of participating in this partnership with the church in Jerusalem, if they are taking on the character of Jesus, loving with His love, sowing His blessings, all the while glorifying God, then surely they are giving cheerfully. But Paul highlights this point in 2 Corinthians 9:7:

Each one must give as he has decided in his heart, not reluctantly or under compulsion, for God loves a cheerful giver.

Then in verse 8 Paul says God will make all grace abound to them – and that must include the grace of giving (8:1) – so that they can abound in every good work. So we will have whatever we need to be conformed to the image of Jesus outwardly as well as inwardly.

In verse 9, the Apostle quotes Psalm 112:9. Note that “he” refers not to God but to the blessed man:

He has distributed freely, he has given to the poor; his righteousness endures forever.

The key phrase “his righteousness endures forever” appears also in Psalm 112:3. Using New Testament terminology, this means: “What he does in conformity with the character of Jesus will have an eternal impact.” Who is this true of? Verse 1 of the psalm tells us: “Blessed is the man who fears the LORD, who greatly delights in His commandments.” This is the person who knows who he is before God because of the work of Christ, who finds his identity, security, and joy in God.

I encourage you to read the psalm in its entirety, and to look for ways that the psalmist makes clear that the “blessed man” has his identity, security, and joy in God. For our purposes today, however, it is sufficient to see that Paul quotes the psalm because the blessed man has great joy as he sees his giving as part of God’s plan of blessing.

Turn now to 2 Corinthians 9:10:

He who supplies seed to the sower and bread for food will supply and multiply your seed for sowing and increase the harvest of your righteousness.

Paul here alludes to Isaiah 55:

For as the rain and the snow come down from heaven and do not return there but water the earth, making it bring forth and sprout, giving seed to the sower and bread to the eater, so shall my word be that goes out from my mouth; it shall not return to me empty, but it shall accomplish that which I purpose, and shall succeed in the thing for which I sent it. (Isaiah 55:10-11)

God supplies both the inputs into the production process – seed – and the outputs of that process – not just wheat, but bread (what the wheat becomes after it is dried, ground, kneaded, and baked). Just so, He will give you what you need in order to glorify Him, and will see to it that He is indeed glorified as you give of yourself, your time, and your resources in accord with the character of Christ. Your righteousness will endure forever, to God’s glory among the peoples.

Then 2 Corinthians 9:11

You will be enriched in every way to be generous in every way, which through us will produce thanksgiving to God.

That is: You will be enriched in every necessary currency so that you can show sincere concern in every way. And this, as we have seen, produces thanksgiving to God, glory to God, and love for the givers (verses 13 and 14).

Paul then concludes in verse 15: “Thanks be to God for His inexpressible gift.” This is what all Christian giving is about. We are showing what God is like, as Jesus showed us what God is like. This is the source of our joy. This is why we can give cheerfully. We are displaying His character. We are accomplishing His purposes. We are actualizing what our Creator intends us to be.

Becoming a True Christian Giver

You may say: “OK, Coty, I understand the conceptual point: My identity, security, and joy must be in God. The greatest gift is indeed His gift to us. And I realize that even my giving is a grace from Him. So, with all confidence in His future grace, I must give myself to God first, and then take on the character of Jesus and cheerfully give blessings to others. Furthermore, from the sermon on spending, I understand that I must set aside for giving a portion of all I receive up front, before I spend anything else, so that I am not giving out of my excess, but out of all that comes in. And I even get the idea that giving must be individual – I know you can’t tell me to give a certain percentage or a certain dollar amount.

“But still: I have to decide. I have to budget. What do I give? Everything? A tithe? If so, a tithe of what? Of my income? Of my assets? You’ve said that biblical teaching has to be more nuanced than ‘give 10% of your income.’ Well, it’s time for some nuance.”

That’s a good question. Here are my suggestions, built on what we have seen in Scripture:

  • First: Consider and meditate on the question in the sermon series title: Where do you find identity, security, and joy? Repent of dependence on anything other than God in these areas.
  • Second: Acknowledge to God verbally and, if it helps you, in writing, that all you have – your income as well as your assets, your Iphone as well as your home equity – is a grant from God to be used for His glory.
  • Third: Consider the institutions and people around you – around you locally, and around you across this globe. Think of the many opportunities you have to glorify God, to display Jesus, to spread the Gospel, to spur church planting movements among the unreached, through giving of time, money, and love.
  • Fourth: Pray, asking God, “What percent of my income should I commit to giving for the next few months?” And pray specifically, “Should I give more than I have been giving?”
  • Fifth: Decide. Designate that amount for giving as soon as you receive any income.
  • Sixth:  When you have given away all that you have planned and other needs arise, don’t immediately say no to those needs. Pray again. It may be right to take money out of other budget categories to meet this need. Indeed, some of us set aside another percentage of our income specifically to be able to respond more rapidly to such unforeseen opportunities.
  • Seventh: A few months later, prayerfully reconsider what has happened since the last time you determined how much you would give. If you increased your giving, ask: What has God done with that additional amount? And ask again: Should I commit to more, to a higher percentage? Should I include giving from my assets?
  • Eighth: Repeat this regularly for the rest of your life.

Do you see how this relates to tithing? Tithing is one small part of this process, only relevant in steps four and five. If you are not tithing now, certainly do pray specifically: Should I begin to give 10% of my income now? Many people think they cannot possibly give that much. But as Randy Alcorn asks: If your income went down by 10%, would you die? If the answer to that is “no,” then you can indeed tithe.

So if you’re not tithing, that can be a good place to begin. Consider that. But if you have been giving very little, and you faithfully go through these steps, and you decide to give 6% of your income – praise God! Be faithful to that commitment. I am confident that when you get to step seven, you will have such joy in God that you will increase your giving further.

Just so, if you are already tithing, don’t think you’re exempt from this process. Keep going through the steps. If we all do this, I am sure the great majority of us will end up giving much more than a tithe.

For each of us must always remember:

God has made all grace abound to you. He created you for His glory. But you – and indeed all humanity – turned your back on Him, thinking you knew better than He how to arrange your life, how to obtain joy and fulfillment. Having rejected the very purpose of your creation, you deserve God’s punishment.

But God showered you, and all of us, with grace by the sending of His Son into this world to live as man. He lived the life you and I should have lived. He died a horrible death on the cross on your behalf. He rose victoriously, and now always lives to make intercession for us. And He will come again to usher in His Kingdom.

This risen Christ calls out to you, rebel that you are: Come be part of My bride. Come be My joint heir. Come, be reconciled to your Creator, and He will be your loving Father forever.

So give yourself to Him.

Follow hard after Him.

Know who you are, what He promises now and in the future.

And so live as to show who He is – through your love, through your sincere concern, and through your giving of money, of time, and of yourself.

Thanks be to God for His inexpressible gift!

 

 

 

 

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